All i did to fix the finacials, was rename the file to core_finance_header.tpl and core_finance_balancesheet.tpl, and used the finance_summarysheet.tpl to fix the page, and it all works fine, just slightly too big, but that is no problem. all i do when i save over the files is copy the contents of the file into the template, that hasn't a header or footer, but calls those up from the header.tpl and footer.tpl files.
Cheers
Dan C